{"id":8,"date":"2023-03-27T04:00:00","date_gmt":"2023-03-27T10:00:00","guid":{"rendered":"https:\/\/www.laineinsurance.com\/blog\/?p=8"},"modified":"2023-03-29T13:22:11","modified_gmt":"2023-03-29T19:22:11","slug":"do-i-need-a-license-to-get-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.laineinsurance.com\/blog\/do-i-need-a-license-to-get-auto-insurance\/","title":{"rendered":"Do I Need a License to Get Auto Insurance?"},"content":{"rendered":"<p>Many people in Colorado think they have to have a valid driver&#8217;s license to get auto insurance. This isn&#8217;t necessarily true. Some insurance agencies do provide coverage options for those without a license.<\/p>\n<p>Keep reading to learn about getting insurance without a license or contact Laine Insurance today.&nbsp;<\/p>\n<h2>Listing Yourself as an Excluded Driver<\/h2>\n<p>The key to getting auto insurance without a license is to buy a policy with yourself listed as an excluded driver. Since you will not be insured if you drive the automobile and get into an accident, the insurance company&#8217;s risk is reduced. You should know, though, since you&#8217;re listed as an excluded driver, law enforcement will treat you as if you have no insurance in the event you are pulled over while driving; this can lead to hefty fines.&nbsp;<\/p>\n<h3>Add a Licensed Co-Owner<\/h3>\n<p>If you can&#8217;t find an agency that will sell insurance to you without a license, you may want to consider adding a licensed driver as a co-owner on the car&#8217;s registration. You can then put the insurance policy in the co-owner&#8217;s name. A spouse, family member, or friend who often uses the automobile might be a good choice.<\/p>\n<h3>Get Parked Car Insurance<\/h3>\n<p>All vehicles must be insured, even if they&#8217;re parked for the entirety of the year. Fortunately, though, you can get parked car insurance at a reduced price to protect the car from damage and theft. Some insurance companies require you to show proof of license to get this type of insurance, while many don&#8217;t.<\/p>\n<h3>Don&#8217;t Be Without Auto Insurance<\/h3>\n<p>Here at Laine Insurance in Colorado, we specialize in helping people just like you find auto insurance. Contact us today to learn about your coverage options.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Many people in Colorado think they have to have a valid driver&#8217;s license to get auto insurance. This isn&#8217;t necessarily true. Some insurance agencies do provide coverage options for those without a license. Keep reading to learn about getting insurance without a license or contact Laine Insurance today.&nbsp; Listing Yourself as an Excluded Driver The [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[10,9],"class_list":["post-8","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-colorado","tag-laine-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.laineinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/8","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.laineinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.laineinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.laineinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.laineinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=8"}],"version-history":[{"count":1,"href":"https:\/\/www.laineinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/8\/revisions"}],"predecessor-version":[{"id":9,"href":"https:\/\/www.laineinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/8\/revisions\/9"}],"wp:attachment":[{"href":"https:\/\/www.laineinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=8"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.laineinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=8"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.laineinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=8"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}