Motorcycles invite adventure, encouraging you to drive anywhere in Colorado and the United States. But when you drive north to Canada or south to Mexico, your motorcycle and motorcycle insurance must meet the guidelines of those countries. The same goes for overseas travel. Our team at Laine Insurance, serving Colorado, will tell you if your current coverage is acceptable.

Does Your Colorado Motorcycle Insurance Cover International Travel?

It depends on your carrier, policy, and country laws. Most of the time, U.S. motorcycle insurance will not cover international travel. You must purchase a separate policy. Names could be motorcycle travel insurance, international motorcycle insurance, or green card motorcycle insurance. Here’s what it may offer for the length of the trip.

• Liability protection against damage and injuries caused by your motorcycle
• Theft and damage to your motorcycle
• Your medical coverage 
• Trip cancellations and interruptions
• Accidental death and dismemberment

The limitations and benefits of each depend on the carrier. Specific coverage could be available as an add-on. Examples are motorcycle gear protection, lost luggage, and repatriation. Motorcycle insurance is available for single trips, multiple trips, and group trips.

What Else Do You Need for International Travel?

You will need an international driver’s permit that proves you know how to operate a motorcycle. You must ride the correct bike based on your permit, license, or insurance policy. Some countries may also ask for your home country’s motorcycle license. Additionally, you will need to review your overseas motorcycle insurance policy to make sure you’re following the rules. Examples are wearing a helmet and driving on main roads. Our agents at Laine Insurance will gather the required information you need for a safe trip. 

At Laine Insurance, serving Colorado, we want your motorcycle insurance to be ready for overseas travel. We’ll review your current motorcycle insurance policy to see if your carrier has motorcycle insurance for international travel. We will also gather green card motorcycle policies for viewing and selection in case your carrier doesn’t have the coverage you need. Contact us for more information.